Privacy Policy, Terms, and Disclosures

Last updated: February 24, 2023

Privacy Policy

This privacy policy applies to simplifiedwallet.com and all subdomains. We will not use or share your personal information except as described in this privacy policy.

Information we collect

We may collect personally identifiable information about you such as your full name, internet pseudonym or alias (and any associated graphic such as a gravatar), IP address, and email address if you visit, register for the site feed or newsletter, submit a comment, use the contact form, or otherwise get in touch with the site.

Additionally, our third-party partners and we utilize cookies and tracking technologies for the purposes of tracking, analytics, and advertising. You can block or disregard cookies and tracking technologies using your browser settings and may use Simplified Wallet although some elements of the site may be degraded.

Additionally, we log information that is generally provided by your computer and browser when you navigate the site such as browser name, operating system, machine type, metadata related to previous and next link, and other session data. We do not tie this data to any personally identified information from the above paragraph.

To amend or remove inaccurate data and metadata, contact info@simplifiedwallet.com. To remove personally identifiable information from the mailing list or subscription feed, use the links provided in the channel in question.

We do not knowingly collect personal data for users under the age of 16. If we learn of data collection for minors under the age of 16, we will immediately delete any information on those users as quickly as possible. If you believe we may have information on minors under the age of 16 contact info@simplifiedwallet.com.

How we use information

Simplified Wallet and our partners use generated data and metadata to improve the site offerings, create new content, register interest in topics and discussions, remember user preferences, and provide relevant advertising.

We collect personally identifiable information in limited areas for the purposes of content and feed subscription and delivery, to provide commenting functionality, to solicit feedback, and to reply or comment in response to your communications.

How we share information

Personally identifiable information: Simplified Wallet will not rent or sell your PII to third party companies (except in the event of a site sale). Your personally identifiable information may be stored in locations outside of the control of Simplified Wallet, for example with analytics providers, our third-party web host, with our feed providers, and other services and firms. Your personally identifiable information may be shared with third parties to provide you the functionality in the “How we use information” section. Refer to third party individual privacy policies for information on how they handle your personally identifiable information.

Non personally identifiable information: We may share anonymized or summarized metadata with third parties to better understand and improve the layout, structure, and content of the site and for purposes of site identification, verification, and promotion.

Where required by law or to defend our interests: We may disclose your personally identifiable information or metadata in response to legal inquiries we believe legitimate or necessary. We may disclose your personally identifiable information and metadata to defend the integrity of our service or protect site security. We may disclose your personally identifiable information and metadata to exercise or defend our rights, property, and interests.

How we store information

Information collected by Simplified Wallet may be stored and processed in North America and other regions in which we or our third-party partners maintain servers. Simplified Wallet may transfer information we collect about you across country lines to affiliated entities and third parties and for the purposes of site backups, redundancy, or reducing latency.

How we protect your information

Simplified Wallet cannot guarantee or warrant that your information will never be accessed through breach, exploit, or accident. However, we employ industry best practices in the collection and submission of information, beginning with providing our portal through Transport Layer Security (TLS) as denoted by the https:// in our site URL and using secure transport protocols for third party services and backups. No technology is 100% secure now or in the future; we cannot guarantee absolute information security. For more information on how we safeguard data contact info@simplifiedwallet.com

How we communicate with you

Simplified Wallet will primarily communicate with you through these methods:

Information provided on our site and portal
Information and content provided through our feed, email, and syndication (partners or services)
Replies, responses, defenses, clarifications and communications through mail and comments (which may trigger notifications depending on user preference)
Private communications we initiate
Social feeds where you choose to subscribe or view
Retargeted advertisements

What we will do in the event of a compromise

We will notify you through one of the above methods in compliance with applicable law in 72 or fewer hours from when we learn of breach, disclosure, or compromise.

How to contact us and where to see updates

If this privacy policy changes, details will be reflected on this page. You may contact us regarding this policy by emailing info@simplifiedwallet.com

Terms and Disclosures

By accessing this site, you are agreeing to be bound by these site’s terms and conditions of use, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law. We may make changes to the materials contained on this site at any time without notice. We do not make any commitment to update the materials.

Website Disclaimer

The information provided by Simplified Wallet on simplifiedwallet.com and all subdomains is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site. Under no circumstances shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

External Links Disclaimer

This site may contain (or you may be sent through the site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

Financial Advice Disclaimer

No agency, government, or other entity has bestowed us any titles like “Certified Financial Planner” or something similar. You are responsible for your decisions and actions.

We aren’t formally qualified to give you advice. For any information on the site, find qualified and certified financial help from your jurisdiction to vet and verify its correctness. All information is provided for informational and research purposes only.

Testimonials Disclaimer

Simplified Wallet may contain testimonials by readers or users of our products and/or services. These testimonials or stories reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. Your individual results may vary.

The testimonials on the site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

The views and opinions contained in the testimonials or stories belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.

Analytics

Simplified Wallet uses targeted ads designed to appeal to the interests of readers of this site. You should know that

Google, as a third-party vendor, uses cookies to serve ads on your site.
Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

We also use Google Analytics, a web analysis service provided by Google. Google utilizes the data collected to track and examine the usage patterns on simplifiedwallet.com and to prepare reports on site activities. Google may use the data collected to personalize the ads on its own advertising network.

You can opt out of Google Analytics Tracking here.

Through remarketing with Google Analytics, we collect information on user demographics and interests. We use this data to review the type and amount of interest we receive to various content on the site and improve our advertising mix. Google provides a mixture of Analytics opt-outs here.

Simplified Wallet uses third-party newsletter providers, WPForms and Mailchimp, to manage email subscriptions to the site’s newsletter. You should know:

Simplified Wallet may host cookies for WPForms and Mailchimp to manage the service.
You submit information through the newsletter subscription forms on the site to a service hosted with WPForms and Mailchimp. That information is shared with Simplified Wallet to provide a newsletter subscription.

You can find Mailchimp’s Legal Policies and WPForms’ Privacy Policy which include further information on what data they collect, and your rights pertaining to that data.

Advertising Policy

For questions about this blog, please info@simplifiedwallet.com.

This blog accepts forms of cash advertising, sponsorship, paid insertions, or other forms of compensation.

The compensation may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice. Our opinions are our own. We review products and services based on an independent evaluation and hours of research. We always give our honest opinions, findings, beliefs, or experiences on topics, products and services. Our partners cannot pay us to guarantee favorable reviews of their products or services. We clearly identify paid or sponsored content in accordance with the FTC Guidelines. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Affiliate Links and Products

Simplified Wallet has a financial relationship with some of the companies, services, and products listed on the site. We may be compensated for clicks, registrations, sign-ups, purchases, and other actions readers take based on the links on the pages. This is at no cost to you. You are not required to take any action related to our affiliate links to make use of the site.

Commenting Policy

We reserve the right to edit adult language in comments while preserving the original intent. Comments and pictures that are in our discretion, off topic, don’t add to the discussion, spam or of strictly an attacking nature can be removed or edited.

If you choose to comment, you release to the discretion of current and future authors of Simplified Wallet the right to use the material in your comment and any publicly available identification related to your comment in future material related to the site, or material branded under the same name as the site.

Use

Permission is granted to download the materials on this site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials
use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
remove any copyright or other proprietary notations from the materials; or
transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Simplified Wallet at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.